Putting your best foot forward – 2015 goals

Happy 2015 friends! With the New Year upon us, it’s always a time to reflect on our lives and try some new things. Not going to lie, I’ve always been one to take on that way of thinking. I like to take a step back and make sure I’m on the right path, while challenging myself to be better. The goals for 2015 are a mix of financial and lifestyle. Fingers crossed I can stay on track and keep them up.

1)   Bump my emergency fund up to $10,000 – I’ve always been one to try and make sure I have money to fall back on. I’ve had so many unexpected car breakdowns, last minute bill payments and different things popping up that it’s always nice to have that to fall back on. [Read more...]

My 2015 goals and aspirations

WIth 2015 seemingly speeding along already I feel like I need to sit down and take a moment to figure out what I want to acheive this year. I cannot believe how quickly this year is moving already, just yesterday felt like New Year's Day. I guess that's what happens when you are travelling and working a lot… time just gets eaten up. The road ahead doesn't look much brighter either, long weeks at work coupled with a few trips back to Edmonton, Vegas and hopefully Ariozona along with starting the second module of my designation means I will literally not have a moment to breathe until probably April… if I go radio silent, you'll know why.

2014 was a great year, althuogh not the best financially I had the time of my life in Europe, did a bit of soul searching, started my full-time job in a new city and got engaged! How exciting! While 2014 was amazing for so many reasons I think 2015 has the potential to be even better; we're tying the knot this year, doing a ton of travel and I'll hopefully finish another 3 modules of my designation! It's going to be a journey and I know there will be lots of up and downs but I'm willing to work hard to get there. [Read more...]

We’re not ready to buy a house but that doesn’t mean we aren’t saving for one

2015 is the year that the fiancé and I are tying the knot. We’ve lived together since September of 2012, in two Alberta cities. We moved to Calgary in September of 2014 (even though he has been working in Arizona for most of the time I’ve spent in Calgary). The traditional thing to do after getting married would be to buy a home. I can’t count how many people I know that have bought homes after or right before they got married. It is apparently the thing to do. You all know that I’ve been “hating” on the buying a house as a young 20-something for a couple years now and I definitely still live by those words that I wrote. Yes, my rent is expensive but I guarantee the people who own the homes are paying more in interest, property taxes, utilities, and repairs/maintenance on their home. I’m lucky that I don’t have to deal with that. Unsurprisingly, we aren’t buying a home before or after we get married, at least not for a while. We will continue to rent a home in Calgary until I write my designation exam, which if all goes well will be in September of 2016. After this we plan on doing an international stint which would require us to fly across the pond and rent a place to live somewhere wonderful. Once we return to Canada (probably 1-2 years) we would likely look at buying a property.

If you think I’m a little nuts for putting it off for 3-4 years after we get married I don’t blame you. A lot of people think that owning a home is the bees knees, but the truth is it’s extremely expensive and right now it’s not something we are looking at. [Read more...]

2014 in review

Yes, I realize it’s mid-January already, I feel like since the start of 2015 I haven’t been able to catch my breath! We rang in the new year with a kiss at midnight and clinked our glasses to the start of a wonderful year. This is the year we are getting married and I honestly couldn’t be more thrilled to marry my best friend. The wedding is coming sooner than I had anticipated, I’m already looking at dates in the future that when I get there I will be a married lady! So exciting! 2014 was a pretty great year. Over the Christmas break I spent sometime with my cousin, sis, and her bf (and of course my fiance) sitting and chatting about how wonderful 2014 was. It was a pretty great year for all of us, there were graduations, new jobs, engagements, acceptances into programs and oh so many other things to be incredibly grateful for! I did some amazing travel, and I seriously can’t get enough of the world I’m already craving to go to a new place asap! At the beginning of the year I set some goals…

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December 2014 Spending Recap

I finally got around to recapping December and like I mentioned in my last post I was waiting on over $13,000 of expenses to be reimbursed which gave me many mini not so mini heart attacks. Anyways the money is finally in the account and the credit card has been all paid off so I am one happy lady!

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2015 Wanderlusting Plans

I know I haven’t recapped my 2014 financially, I was waiting for the hubby-to be to be reimbursed for over $13,000 in expenses. I just about choked when I saw our credit card this month. But all is well in the world, the money was deposited into our account today! 2014 was a year of travel, I loved it. To start off 2014 I spent 4 days in Lake Louise for the Network of Empowered Women conference, followed by 8 wonderful days in sunny Maui with the then-boyfriend-now-fiancé’s-family. I finished up my business degree and jetted off to Europe for 40 days. I spent time in Iceland, London, Paris, Champagne, Aix en Provence, Nice, Dubrovnik, Split, Rome, Cinque Terre, Florence, Venice, Vienna, Prague, and Zurich. It was the most unbelievable time of my life and I wouldn’t trade those precious 40 days for anything in the world. I finished up the summer with a week long trip with my bestie to Montreal to see Lady Gaga and then a quick trip to Los Angeles to celebrate the baby sisters 20th birthday.

I figured I’d share where I’m planning on travelling to during 2015 because our household hasn’t really slowed down in terms of travel and as I’m typing this I’m sitting in the airport waiting for my flight to Phoenix!  [Read more...]