My Europe 2014 spending so far

As the semester draws to a close my plans to travel to Europe approach faster than ever! I’m so excited to travel to many marvellous places with my loved ones (boyfriend, mom and best friend). I’ve booked the majority of my trip. I still have a little bit to book at the tail end and there are a few train tickets that I won’t be purchasing until I’m over in Europe but here’s my spending to date:


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File your taxes for FREE!

Happy Monday! 

I’ve filled my taxes and this morning I received my $2,200 refund! I’m thrilled, I might let myself spend a couple hundred dollars but I think the rest is going into savings!

I’ve had the pleasure of having a nice little chat with TurboTax and I used their program to file my taxes this year. I really like the program, it was very straight forwards and easy to use. I was sad because I made too much money, which didn’t allow me to file for free (first world problems right?) but TurboTax was so awesome they provided me with a code that allowed me to file for free! 

They have also provided me with 5 extra codes that will allow you lovely readers to file for free! 

The giveaway will be open until April 21 and is restricted to Canadians only!

Good luck! 

a Rafflecopter giveaway

DIY Diaries: For your closet

Since my last DIY Diaries post went up I’ve continued to find some great projects on pinterest to try!

1. Turn a basic T-Shirt into a halter (no sewing required!)


2. Glitter up some old shoes

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3. Create a draped skirt out of a piece of fabric


3 Things Thursday; stocks I’m picking

I thought I would try something new. I get asked a lot why I pick specific stocks and how I go about doing so I thought I’d share a little bit of the analysis I do when I’m looking at stocks to buy.

When I look at stocks I don’t basis it solely on the items listed in the chart below, I read the financial statements and check for new releases as well but I do think a little bit of financial analysis is important when you are looking to purchase a stock.

1. Unilever (UL)

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I’m looking at Unilever as a potential stock purchase because they make consumer goods that are consumed on a frequent basis (hello ice cream – jk… kind of).

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Graduating with a year of work experience

As I sit here and type this I’ve finished the courses for my undergraduate degree. It’s 10pm on a Tuesday and I’ve completed the first of three finals I have for the last and final term of my undergraduate degree. Personally, I’m feeling a bit nostalgic even though I probably need to be up at 7am. I’m graduating with a Bachelor of Commerce in Accounting and while it took me five years to complete my degree I’m also graduating with something extremely valuable… a year of work experience. 

The Alberta School of Business is fantastic in the sense that it provides students with the opportunity of something so much more valuable than lecture notes, real life work experience. I wouldn’t be where I am today without my work experience. I have a year under my belt and as such I know exactly what field I’m getting into, what to expect from my post-graudation job/industry and most importantly I feel like I actually know useful stuff.

It took me a while to figure out exactly what I wanted to do, 4 faculties to be exact, and while I may get some criticism on that I wouldn’t have it any other way. I’ve learned a lot of invaluable life lessons along the way.

Rewind to September 2009.

I was your typical stubborn, type-a, over-achieving, go-getter. I was enrolled in the Faculty of Engineering, I thought I had the next eight years of my life planned out but frankly I didn’t have a clue. It only took one semester for my marvellous plan to unravel and fall apart, I hated Engineering and I wasn’t good at it. Barring that, I had no desire to spend the rest of my days calculating vectors. Props to the guys (and gals) that I started with that are graduating this year, I’m very proud of you all, it just wasn’t for me.

Life Lesson #1 – If you hate what you are doing, then quit. 
I was absolutely terrified of “failing”, not finishing what I started but it was the best decision I’ve ever made. If you’re miserable in what you are doing then it’s 100% up to you to change your life. Don’t be afraid to say “this isn’t for me”, it’s okay to quit things and do what you are passionate about – you will be much happier this way.

So at 18, when everything fell apart I was faced with the question. What the heck am I going to? General Science seemed like the go-to so that’s where I ended up. I took a nutrition class and fell in love with it, I was so interested in healthy-eating (I still am), but I wasn’t sure that I wanted the end career goal.

Life Lesson #2 – Always have the end goal in mind
I found nutrition extremely interesting but I didn’t like the end career. I still learn about nutrition on my own time, it’s just not my career. As my mother always said you must want the end career, the courses along the way are just the stepping stones.

As I continued in the Faculty of Science and eventually Agriculture I realized  I wasn’t passionate about what I was learning. My mom suggested I take an accounting class and despite my best efforts I ended up falling in love with the subject and transferring into the faculty the following year.

Since I’ve been in Business I’ve never looked back, it has always felt right, I’ve felt at home and this faculty has given me the opportunity I would have never dreamed possible. After one single semester in the Faculty of Business I was off to my first work term and had absolutely no clue what I was doing. I learned more than I had ever imagined in my 8-month work term, and I’m so grateful that I was able to work with the people I did. I would complete my last work term in Calgary and again learn more than I ever imagined.

Life Lesson #3 – Don’t be afraid to take risks 
Moving to Calgary on a whim without knowing a soul was t e r r i f y i n g, but it was also the best thing I’ve ever done. I met so many amazing people, furthered my career more than I ever thought possible, and learned that I’m 100% okay on my own.

During my last year of school I’ve focused on doing and learning about things that make me happy and spark my interest. My life is a lot fuller because of it and while some people think I’m an absolute nerd for having an opinion in the rent vs. buy debate, I love it.

Life Lesson #4 – Follow you passion and never explain it
I have a passion for business, accounting and personal finance all of which come together in my mind to form bliss. As silly as it may sound I love talking about the stock market or personal finance with people who are interested. I’ve tried to share my writing with more of classmates and I’m happier for it. So often I’ve had people come up to me and say they enjoy what I’m writing, which wouldn’t be the case if it wasn’t for my business background.

I guess all in all I would say that I graduating with a year of work experience has taken me to a place I never thought possible. I’m so thankful for my University education and opportunity to pursue professional work while completing my degree, without it I think I’d be lost!

Only two more exams! Wish me luck =)

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Happy 2 Years MPMT!

Time really does like to fly doesn’t it? Two years ago I started this little blog and since then there have been 461 posts! Since last year a lot has happened!

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